Bankruptcy Can Be A New Beginning

Whether due to job loss, illness, divorce or wages that simply do not keep up with the increased cost of living, many individuals and families in California find themselves in financial distress. Constant phone calls, lawsuits, judgments, wage and bank account garnishment, calls at work that threaten your job security, foreclosure and eviction are all problems California individuals and families find themselves in when overwhelmed with unmanageable debt.

Let Us Make It Easy To Get A Fresh Start

Hiring a good lawyer is crucial to your bankruptcy success. The experts at the Law Office of Gilbert B. Vega in Sacramento, California, can guide you through the bankruptcy process in a way that will increase your rate of success both during and after your bankruptcy. We will manage your case from start to finish!

Call us at 916-426-2304 now or contact us via email. All messages are promptly returned and we pride ourselves on our ability to offer flexible appointment times to meet the needs of all clients. Each case is different and must be carefully evaluated by an experienced Chapter 7 bankruptcy lawyer in order to take full advantage of Chapter 7 bankruptcy law.

Did You Know?

Federal bankruptcy law provides for an "automatic stay" which requires debt collection companies to cease activity on your accounts immediately once a bankruptcy petition has been filed. Gilbert B. Vega and his highly experienced team will work tirelessly to protect your legal rights and stop debt collection companies from breaking the law. Creditors and debt collectors who fail to halt their efforts against you place themselves in danger of being the target of contentious, costly legal action that signals your unwillingness to forfeit the protections afford by law.

The automatic stay is the bankruptcy equivalent to a temporary injunction against virtual all creditor activity that might have the effect of advancing the creditor's interest at the expense of the debtor or property of the debtor's estate. It also provides the debtor immediate calm amidst the storm of its financial difficulties. As noted in the relevant Senate Report: The automatic stay is one of the fundamental debtor protections provided by the bankruptcy laws. It gives the debtor a breathing spell from his creditors, stopping all collection efforts, all harassment and all foreclosure actions. It permits the debtor to attempt a repayment or reorganization plan, or simply to be relieved of the financial pressures that drive him to bankruptcy.